The eligibility for a rent-to-own contract can vary depending on the terms and conditions set forth by the landlord or seller. In general, having a bankruptcy in the past may make it more difficult to be approved for a rent-to-own contract. This is because a bankruptcy filing can be seen as an indication of financial instability or difficulty in managing credit. However, some landlords or sellers may be willing to work with individuals who have filed for bankruptcy in the past, provided they can show that they have re-established credit and are now able to make regular rental payments. It’s always best to check the specific terms of a rent-to-own agreement, and to be transparent about your credit history when applying for a rent-to-own contract.
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